BODY {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	color: #000000;
	text-decoration: none;
	background-color: #FFFFFF;
	text-align: justify;
	margin: 0px;
	background-image: url(images/sand.gif);
	background-repeat: repeat;
	background-attachment: fixed;
} 
a {
	color: #333F7B;
	text-decoration: none;
}

a:hover {
	color: #3F58D2;
	text-decoration: none;

}

.black12 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-style: none;
	color: #000000;
}

.black13 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 13px;
	font-style: none;
	color: #000000;
}

.black14 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-style: none;
	color: #000000;
}

.black14bold {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-style: none;
	color: #000000;
	font-weight: bold;
}

.black15 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 15px;
	font-style: none;
	color: #000000;
}

.black16 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-style: none;
	color: #000000;
}


.black16bold {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-style: none;
	color: #000000;
	font-weight: bold;
}



.black18 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 18px;
	font-style: none;
	color: #000000;
}

.black20 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 20px;
	font-style: none;
	color: #000000;
}

.black22 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 22px;
	font-style: none;
	color: #000000;
}

.black24 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 24px;
	font-style: none;
	color: #000000;
}


.blue14 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-style: none;
	color: #333F7B;
}

.blue16 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-style: none;
	color: #333F7B;
}

.blue18 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 18px;
	font-style: none;
	color: #333F7B;
}

.blue20 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 20px;
	font-style: none;
	color: #333F7B;
}

.blue22 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 22px;
	font-style: none;
	color: #333F7B;
}


.blue24 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 24px;
	font-style: none;
	color: #333F7B;
}



img {
	margin: 0px;
	padding: 0px;
	
}


hr {
	color: #666666;
	height: 1px;
	text-align: justify;
	padding: 5px;
}